Not sure what you two are worried about. :x
I just finished my 2nd year of college a few days ago. I've already got everything planned out and it's pretty much set. Even then, if something goes wrong, I have something to fall back on. I can work with my dad for $11/h. Sure, it's not easy.
With power comes responsibility
So, you just sort of have to deal with it. Though, I had to deal with it as a teen. :[ Anywho, not sure, again, what you're scared about. Lol. Just plan out your future carefully and try to get it set in stone. Always have something to fall back on.