Thread: Wizardry Online
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11-12-2012   #4 (permalink)
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The more important level is your account level actually. Items have account level requirement, not character level requirement. As your account level goes up, you get a leveling bonus to up to certain levels too.

If you die, you lose your character and everything he had on him. You just keep your account level, but it's pretty painful to lose your upgraded equipment and whatnot.